Good Loans

Fair and affordable no and low interest loans

No Fees, No Charges
Focused on Long Term Financial Wellbeing
Friendly & Community Based​


Good Loans are designed to help New Zealanders with limited incomes improve their quality of life!

Our community loan workers can help people on limited incomes apply for a no or low interest loan to buy essential items like second-hand cars, car repairs, computers, new household appliances, education related costs or to pay for medical and/or dental services. We also offer a ‘DEBTsolve Programme’ where we can refer you to Debt Coaches who work alongside you to find solutions to high interest or unmanageable debt.

BNZ lending terms and criteria apply.


Phone us 0800 477 711 or email communityfinance@psotago.org.nz to speak to one of our Community Loan Workers, who will assist you through the whole application process. For more information on eligibility and how Good Loans works, please visit www.goodloans.org.nz

Good Shepherd New Zealand partners with BNZ to provide Good Loans, with support from the Ministry of Social Development. Presbyterian Support Otago offers Good Loans services alongside other financial support in Dunedin, Nelson, Blenheim, Timaru, Oamaru and Balclutha.